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Line of
Credit
Ideal for people
who either don't have a lot of ready cash for a down payment
or are saving their funds for other uses.
- Combines a home
loan and a home equity loan or line of credit into one low
monthly payment.
- Increases
savings by avoiding PMI (mortgage insurance).
- Increases the
amount of your mortgage tax deduction.
Fixed
Loan
A
one-time, lump sum of money borrowed against your home equity.
- Predictable
fixed payments and interest rate.
- Unlike a Line
of Credit, you only draw money once - in a lump sum.
- Tax
deductible.
- No annual
fees.
125% Home
Loan
A
second Mortgage that allows you to borrow more than your home
is worth.
- Borrow more
than your home is worth - up to 125% of its value.
- Ideal for
people who need money but have little or no equity in their
home.
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Loan Modification
What is a Loan Modification?
A Loan Modification can mean many things. The
classic definition is: A Loan Modification is a permanent change in
one or more of the terms of a mortgagor's loan that allows the loan
to be reinstated.
Modification actions may include:
- Arrears repayment program
- Interest rate reduction
- Principle balance reduction
"The Home Loan Coach Modification Division" has
joint ventured with a reputable, high integrity Northern California
based law firm. We are dedicated to helping homeowners keep the
American dream alive by helping homeowners with a loan
modification.
We offer a three stage effective program that has
resulted in an 85% success rate when it comes to modifying a
loan.
Call Coach today to arrange a consultation
916-532-3514
See Modification Download Documents
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Required Documentation |
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Client Information Sheet |
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Hardship Letter |
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Modification
Application |
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